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Payment Policy

At Wearmora, we prioritize your shopping experience by providing a straightforward, secure, and fully transparent payment process. Please read our payment terms below before placing an order.

1. Accepted Payment Methods

We accept a wide variety of major credit cards, debit cards, and secure express checkout options:

  • Credit / Debit Cards: Visa, Mastercard, American Express, Discover, JCB, Diners Club

  • Express Checkouts: Apple Pay, Google Pay, Shop Pay, PayPal

All transactions must be completed in full before an order enters processing and handling.

2. Currency & Pricing

  • Primary Currency: All prices displayed on our store and charged at checkout are in US Dollars ($ USD).

  • No Hidden Fees: The price listed on the product page, plus any applicable taxes or explicitly disclosed shipping fees, represents the total price you pay at checkout.

  • Foreign Conversion Fees: If you are paying with an international card issued outside the United States, your financial institution or card issuer may apply foreign exchange rates or processing fees. Wearmora does not control or charge these extra bank fees.

3. Payment Processing & Billing Schedule

  • Immediate Authorization: Your payment method is charged immediately upon placing your order at checkout.

  • Order Confirmation: Once payment is authorized, an automated order confirmation receipt with itemized totals will be sent to your provided email address.

  • Declined Transactions: If your payment is declined, your order will not be processed. Please check that your billing address matches the address on file with your bank, or try an alternative payment method.

4. Payment Security & SSL Encryption

Your financial safety is our highest priority:

  • SSL Security: Wearmora utilizes industry-standard 256-bit SSL (Secure Sockets Layer) encryption technology to protect all credit card and personal data transmitted during checkout.

  • PCI-DSS Compliance: Our store checkout is powered by Shopify's Level 1 PCI-DSS compliant infrastructure.

  • Data Storage: Wearmora never stores, views, or retains your full credit card or financial account numbers on our servers. All payments are processed directly through certified, secure gateway providers.

5. Sales Tax & Customs Duties

  • Sales Tax: Applicable local sales taxes are calculated automatically based on state/local tax rates and displayed during the checkout process prior to final order confirmation.

  • Import Duties: Orders delivered within the United States will not incur international customs duties.

6. Refunds & Payment Reversals

  • All approved refunds will be credited back exclusively to the original payment method used during checkout.

  • Refunds are issued within 5 to 7 business days following receipt and inspection of returned goods at our Los Angeles warehouse.

  • For complete terms regarding returns, please review our standalone Return & Refund Policy.

7. Fraud Prevention Measures

To safeguard our customers and business against unauthorized transactions, Wearmora reserves the right to review, verify, or hold any order that exhibits suspicious billing patterns or anti-fraud flags. Additional identity verification may be requested before processing.

8. Contact Information

If you have questions regarding payment security, billing discrepancies, or checkout assistance, please reach out to our team:

  • Brand Name: Wearmora

  • Customer Support Email: support@wearmora.shop

  • Phone Number: +1 (310) 555-0199

  • Business Address: 10250 Santa Monica Blvd, Los Angeles, CA 90067, United States

  • Customer Support Hours: Monday – Friday, 9:00 AM – 5:00 PM (PST)